Cash Discount Pricing
Eliminate up to 100% of processing fees.
Cash Discount pricing lets you offer a discount to customers who pay with cash while adding a small service fee for card payments. This legally compliant program can eliminate your credit card processing costs entirely.
How It Works
Your posted prices include the card service fee. When a customer pays with cash or debit, they receive an automatic discount at the point of sale. Our compliant terminals and signage handle everything — the discount is calculated and displayed automatically, requiring no manual work from your staff.
Advantages
- Eliminate up to 100% of your processing fees
- Fully compliant with all card network rules
- Automated calculation at the terminal — no staff training needed
- Incentivize cash payments and reduce card-related costs
- Compliant signage and receipt formatting included
- No change to your take-home revenue per sale
Things to Consider
- Requires proper signage at the point of sale
- Some customers may prefer not to pay the card service fee
- State regulations vary — we ensure compliance in your area
Best For
Restaurants & cafes
Convenience stores
Service-based businesses
Salons & spas
Frequently Asked Questions
Is cash discount pricing legal?
Yes. Cash discount programs are legal in all 50 states when implemented correctly. Xpress ensures your program complies with all card network rules and state regulations.
How is this different from a surcharge?
A surcharge adds a fee on top of the listed price for card users. A cash discount sets the listed price to include the service fee, then discounts it for cash payers. The distinction matters for compliance.
What signage is required?
We provide all required signage, including door decals and register notices, that clearly inform customers about the cash discount. Our terminals also print compliant receipts automatically.
Ready to Get Started?
Contact our team to learn how Cash Discount Pricing can work for your business. We will tailor a solution that fits your needs.